We are happy to receive this nomination as excellent Law Firm

Our Real Estate Office has assisted a French couple to finalize their dream to buy an apartment in Palermo So happy to share with them this special moment!

A Codice Fiscale is essentially a government identification number that consists of a series of 16 alphanumeric characters that represents an individual’s name, gender, date of birth, and place of birth. It is similar to Social Security Number (USA) or to National Insurance Number (U.K.), a Codice Fiscale is used to govern most financial transactions within Italy. Codice Fiscale is used to:  Rent a home Apply for a mortgage Purchase property Open a bank account Inheritance property The Codice Fiscale can always be issued to Italian citizens. The Codice Fiscale can also be issued to NON-Italian citizens, but only for some specific purpose, such as paying Italian taxes, or fulfill a specific administrative or legal procedure in Italy, and cannot be issued for unspecified or future needs. If you are NOT an Italian citizen, and you need a Codice Fiscale to rent or purchase a real estate property in Italy, our lawyers can assist you The only way to get Italian fiscal code fastly is to ask your Italian lawyer to request the Codice Fiscale on your behalf at a local Office of the Agenzia delle Entrate; you might need to send specific Power of Attorney (Delega) for this task Our assistance As lawyers, we are fully qualified to serve as your representative, handling your application with the Agenzia delle Entrate on your behalf For more informationS, feel free to contact us: segreteria@palmigiano.com

Non-Italian residents are entitled to open non-resident bank accounts The requirements to open an Italian bank account are : Identification document Italian tax code (codice fiscale) Anti Money Laundering (AML) compliance. .What is the process ? 1) If you are in Italy You can go to an Italian bank in person and the bank representative shall check your identity and go through your personal profile information to comply with the Italian regulations regarding Anti Money Laundering (AML). The bank account works immediately or within a few hours after the bank representative has identified you and has completed entering all needed information into the bank system. 2) If you are not in Italy: If you are abroad and you want to open an Italian bank account without going to Italy, you need to find a bank that can screen you for Italian AML purposes and then pass your information onto the Italian bank representatives for them to open an Italian bank account. Some other banks are able to perform AML checks remotely. For example, as identity proof they ask for the first deposit to be done via money transfer from a bank account in your name that you have with another bank and then they arrange a video interview through the internet. For this purpose, you can use a phone or computer camera, without the need to ever go to the bank or to Italy. What are the terms and conditions ? Non-resident bank account opening formalities, terms and conditions, policies, etc. vary from bank to bank, and sometimes even between branches of the same bank. Some banks regularly operate with foreigners and some even have specific packages designed for non-residents. Italian banks offer a full range of services equivalent to those offered to Italian residents and/or European Union citizens. These typically include: online banking, cheque books (check books), automatic utility bill payment, debit card and credit card. Other banks only offer a basic service for the bank account to those who are not residents. Feel free to contact us : segreteria@palmigiano.com

Buying a property is an important decision and Italy has complex laws and procedures for purchasing your home Pamigiano e Associati Law Firm assists foreigners who want to purchase their dream home in Italy. We take care of all steps of the real estate purchase transaction in 3 phases : Find the house If want to purchase real estate in Italy, you probably already have an idea of what type of property you are looking for, your budget, the area where you would like to invest, and renovations you want to do. Following your ideas, we can help to find the property too 2. Analyse all the property documents (Due Diligence) Once you have found the property you like, but before signing any document, we check all the purchase documents to verify that there are no problems that may hinder the purchase of the property: VISURA CATASTALE : must show the current owners and the floor plan or map of the property. VISURA IPOTECARIA : will show if any liens have been placed on the property CONFORMITA' URBANISTICA " : assesses the property has been constructed in compliance with the local building code and local ordinances and if unauthorized work has been done on the property. ATTO DI PROVENIENZA : shows how the seller acquired the property (e.g. sale, inheritance, donation or other). ENERGY PERFORMANCE CERTIFICATE "APE" : certifies the energy efficiency of the building. CERTIFICATO DI ABITABILITÁ : certifies that the house is suitable for living in and complies with safety and health standards. The Purchasing Process The three most important steps of the process are: 1. Making a proposal to purchase the property 2. Drafting and signing a preliminary sales agreement (if you are waiting for a mortgage for example) 3. Drafting the deed to transfer ownership of the property in front of the Italian Public Notary For more information, feel free to contact us : segreteria@palmigiano.com

If you are in a dispute with a company, a professional person, an employer or other person abroad and you do not have sufficient financial resources to bring a court case, you can apply for legal aid on cross-border disputes. In order to facilitate access to legal aid in civil and commercial matters, the Directive on legal aid in cross-border issues was adopted (Directive 2003/8/EC) It covers pre-litigation advice with a view to reaching a settlement prior to bringing legal proceedings; legal assistance in bringing a case before the court and representation by a lawyer in court and assistance with, or exemption from, the cost of proceedings. In order to obtain legal aid in cross-border issues, you have to complete the relevant form for legal aid applications. The appropriate authority in Italy to apply to for legal aid if you are involved in a cross border dispute is the Ministry of Justice Our law firm has assisted and assists European citizens in their disputes in Italy We can help you to prepare the application to send to the Competent Office for legal aid Please, feel free to contact us for more informations : segreteria@palmigiano.com

Pets and separation of spouses: what does the law stipulate? In the Italian legal system, in the event of separation or divorce of spouses or cohabitees, there is no reference rule governing the custody of pets. In general, jurisprudence considers that it would be advisable that matters relating to the custody of pets (the dog, the[...] This article “Legal aid: the philosophy of Studio Legale Palmigiano” courtesy of Studio Legale Palmigiano

The Palmigiano law firm now opens in Umbria to assist foreign clients in the Real Estate sector The Umbrian branch of our law firm is now open in Acquasparta, in the Province of Terni, with a Real Estate Office to assist Italian and foreign clients in real estate purchase or sale transactions. Agencies specialised in prestigious properties, has found a peak of interest especially from [...] This article “The Palmigiano law firm also opens in Umbria to assist foreign clients in the Real Estate sector” is provided courtesy of Studio Legale Palmigiano.

The Authority for the Protection of Personal Data has identified the safeguards for the use of SPID by minors. Children over the age of fourteen will be able to obtain a SPID identity to access the services offered by the Public Administration to them. The younger ones, on the other hand, will only be able to use it for online services provided by the [...] This article: “Spid for minors with the safeguards required by the Privacy Guarantor” is provided courtesy of Studio Legale Palmigiano.